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what does renters insurance cover

Renters Insurance

Be more content while you rent with affordable renters insurance.

Even when you’re renting, your home is your refuge. It’s your space. Your place. It’s where you keep nearly all your belongings, from appliances and electronics to clothing and keepsakes. Replacing these items would be difficult. Rest easy with Frankenmuth Insurance renters insurance, knowing we’re here to help protect you, your personal property, and the contents of your home.

What does renters insurance cover?

Renters insurance provides some of the benefits of homeowners insurance, but does not include coverage for the structure of your home. Renters insurance protects your personal property in a rented apartment, condo, or house from unexpected events like theft, fire, and more. Renters insurance can cover the repair or replacement of damaged or stolen items. It also provides personal liability insurance for financial protection against covered liability claims and lawsuits brought by others for accidental bodily injury or damage to their property while in your home.

Our renters insurance covers:

  • Your personal belongings
  • Expenses incurred if you can’t live in your residence
  • Alterations or improvements made to the building at your expense
  • Personal liability for bodily injury and property damage claims or lawsuits

Talk to a local, independent agent today. Not only will you get affordable renters insurance, you’ll get peace of mind, too. Our renters insurance is available in Michigan and Ohio. Coverage is available in Maine, Vermont, and New Hampshire through our subsidiary, Patriot Insurance Company.